Basic Savings
₦1,000/month/mo
- ✓ 3% annual interest
- ✓ Free withdrawals
- ✓ Mobile banking access
Simple, Transparent Pricing
MicroBank Lagos Limited
Licensed by Central Bank of Nigeria · RC 1234567 · Registered in Lagos State
All loan products are subject to credit approval and eligibility criteria. Interest rates and fees are subject to change based on Central Bank of Nigeria regulations.
Loan amounts, interest rates, and repayment terms are determined based on individual creditworthiness and business assessment. Additional documentation may be required.
Savings account interest rates are calculated on daily balances and credited monthly. Early withdrawal from fixed-term savings may incur penalties.
MicroBank Lagos is committed to responsible lending practices. We encourage borrowers to borrow only what they can comfortably repay.
Savings Plans
Flexible Payment Options
Choose between monthly or annual savings plans to maximize your financial growth
Save 15% with annual commitment
Premium Savings
₦5,000/month/mo
- ✓ 5% annual interest
- ✓ Unlimited free withdrawals
- ✓ Priority customer support
- ✓ Financial literacy workshops
Investment Plan
₦10,000/month/mo
- ✓ 7% annual interest
- ✓ All Premium features
- ✓ Investment advisory
- ✓ Quarterly portfolio reviews
Loan Products
Starter Loan
₦10,000 - ₦50,000
- Flexible repayment up to 6 months
- No collateral required
- 5% monthly interest rate
- Quick approval within 24 hours
Growth Loan
₦50,000 - ₦200,000
- Flexible repayment up to 12 months
- Minimal collateral required
- 4% monthly interest rate
- Business advisory support
- Priority customer service
Enterprise Loan
₦200,000 - ₦1,000,000
- Flexible repayment up to 24 months
- Collateral required
- 3% monthly interest rate
- Dedicated account manager
- Financial planning assistance
- Access to business network
Service Fees
Application Fee
₦500
Processing Fee
1% of loan amount
Late Payment Fee
₦1,000 per week
Account Maintenance
₦200/month
Early Repayment
No fee